Scenario 5: Susie and Wang Shu Chen
“My wife and I are both consultants and earn approximately $200,000 jointly. We need to purchase our own
health insurance, but this has always been too expensive, so we have opted to take our chances and go
uninsured. We would like to find out what coverage is being offered through the marketplace in our state and
how much it will cost. We are both 34 years old and have no children. What if we choose not to purchase
health insurance? Will we be fined? If so, how much?”
Age: 34
Marital Status: Married
Children: None
Income: $200,000
Choose a State of Residence: Texas
Pre-existing illness: None, but we both smoke
Describe your character in the above scenario’s options to purchase health care through the marketplace and
choose a state listed in the scenario. Try to choose different states from your peers to maximize your exposure
and education. You may assume that your character does not have employer-sponsored health insurance.
Use and cite legitimate resources on the Internet to complete this activity. Here are some suggested websites
(you may use others, but you must list what you used within your discussion board post for the class to
reference):
Health Insurance Marketplace Calculator (Links to an external site.), which can be accessed with a state and
zip code
State Health Insurance Marketplace Profiles (Links to an external site.)
Include the following in your video post:
Brief description of your character’s situation
Annual Income
State
Whether the state has a state-run marketplace, federally-designated marketplace, or partnership marketplace
Annual cost of health care (for bronze and silver plans)
Tax subsidy (if any)
Reaction regarding the above information (Address how you believe the character would respond on
receiving the information you uncover.)
Sample Solution
