When you feel you are adequately prepared, complete this Unit Evaluation. It is important that you
do your own work. If you have difficulty with particular sections, you may use your textbook and course materials for help in answering the questions. After you have completed this evaluation, you
will submit it for grading.
True/False
Choose whether each statement is true or false.
_ 1. Dieting taken to a dangerous extreme is an eating disorder that could threaten your life. a. true b. false 2. Sports equipment should be bought with a level of quality to match your level of skill
and/or interest.
a. true
b. false
3. A measure of the amount of energy that foods contain is carbohydrates.
a. true
b. false
4. The quickest method of travel between distant locations is most often by train.
a. true
b. false
5. A style that doesn’t stay in fashion for long is a fad.
a. true
b. false
6. Your car owner’s manual tells you how to operate controls and care for your car.
a. true
b. false
Unit 4 Evaluation BUSH 033
7. To get the best price for your older car, it should be traded with the dealer.
a. true
b. false
8. When making an offer on a new car, it is financially better for the buyer to stay close to
the sticker price.
a. true
b. false
9. August and December are usually the best months to shop for a car to get the best
deals.
a. true
b. false
10. A used car is almost always more reliable than a new car.
a. true
b. false
11. When you buy a car, you will usually complete the paperwork in the Finance and
Insurance office.
a. true
b. false
12. When buying a used car, there is no need to have a mechanic check it.
a. true
b. false
13. Used cars are less expensive to buy but will probably have more maintenance
problems than new cars.
a. true
b. false
14. The type of vehicle that is right for you depends on how you plan to use it and how
much you can afford to pay.
a. true
b. false
Unit 4 Evaluation BUSH 033
15. The characteristics of a particular model of car that offer benefits to the owner, such as
a moonroof or leather seats are called options.
a. true
b. false
16. The number of airbags, more than any other single factor, determines a vehicle’s
safety.
a. true
b. false
17. A partial refund of the purchase price on a car is a rebate.
a. true
b. false
18. The total cost you pay for a car loan is the sum of the principal amount and the finance
charges.
a. true
b. false
19. All states have lemon laws that protect consumers who buy defective new cars.
a. true
b. false
20. You can never negotiate the price of a new car.
a. true
b. false
21. Renting provides more mobility and freedom from responsibility than owning a home.
a. true
b. false
22. People who share a dormitory room are roommates.
a. true
b. false
23. Prospective tenants have no need for an apartment evaluation checklist.
a. true
b. false
Unit 4 Evaluation BUSH 033
24. The lease document spells out who is responsible for such things as utilities.
a. true
b. false
25. A home is an investment that often grows in value over time.
a. true
b. false
26. Before you offer to buy a home, you should have an expert inspect it for you.
a. true
b. false
27. An escrow account is a holding account used by a mortgage lender to accumulate the
borrower’s funds for the payment of taxes and insurance.
a. true
b. false
28. The owner of rental property is the tenant.
a. true
b. false
29. A higher price does not necessarily mean the product is of a better quality.
a. true
b. false
30. Energy labels can help you select major appliances that cost less to run.
a. true
b. false
Unit 4 Evaluation BUSH 033
Multiple Choice
Choose the answer that best completes the statement or answers the question.
31. Which of the following are the nutrients that help your body build and repair cells and
supply energy?
a. proteins
b. fats
c. minerals
d. carbohydrates
32. An eating disorder characterized by binge eating followed by purging is known as
a. dieting.
b. anorexia.
c. bulimia.
d. obesity.
33. The values shown on the nutrition labels of food are listed according to the
a. unit price.
b. serving size.
c. serving.
d. FDA.
34. If a product has no more than 3/4 of the calories of a comparable product, it can be
labeled
a. fresh.
b. low fat.
c. light.
d. high fiber.
35. Which of the following is not considered a natural fiber?
a. wool
b. silk
c. cotton
d. rayon
36. Which of the following must appear on all food labels?
a. serving size
b. number of calories per serving
c. list of ingredients
d. all of these
Unit 4 Evaluation BUSH 033
37. Which of the following helps you get the most product for your money when you shop
for food?
a. expiration date
b. brand name
c. nutritional label
d. unit price
38. The measurement of something’s usefulness is its
a. utility.
b. fashion.
c. style.
d. quality.
39. The cheapest mode of transportation within a city is usually a(n)
a. car.
b. bus.
c. train.
d. airplane.
40. A building that has two apartments under one roof is a(n)
a. efficiency.
b. condominium.
c. duplex.
d. studio.
41. An apartment that is available with furniture is considered
a. furnished.
b. unfurnished.
c. a condominium.
d. complete.
42. A small house, often on wheels, that is designed so that the owner can transport it to a
rented space is known as a
a. condominium.
b. mobile home.
c. dormitory.
d. duplex.
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43. Sources for finding apartments for rent include
a. family and friends.
b. newspaper ads.
c. the Internet.
d. all of these.
44. Money paid by a renter that a landlord holds to cover the cost of damages to a rented
property is a
a. lease.
b. security deposit.
c. down payment.
d. residual.
45. A loan to buy real estate, such as land or a house, is called a(n)
a. mortgage.
b. escrow.
c. lease.
d. asset.
46. Fees that cover the costs of processing a loan for a house are the
a. finance charges.
b. homeowner’s fees.
c. closing costs.
d. title.
47. An increase in the value of a piece of real estate is
a. depreciation.
b. appreciation.
c. revaluation.
d. appraisal.
48. In general, you can afford a house that costs up to 2.5 times your gross annual
income. If you make $32,000 per year before taxes, and you have no debts, which of
the following amounts could you afford to purchase a house?
a. $105,000
b. $100,000
c. $90,000
d. $80,000
Unit 4 Evaluation BUSH 033
49. A contract that gives you the right to live in an apartment for a specified period of time,
as long as you pay the rent and follow the rules of the contract, is a
a. lease.
b. principal.
c. down payment.
d. mortgage.
_
50. An amount you pay before you are able to borrow the remaining part of a home’s
purchase price is a(n)
a. deposit.
b. closing cost.
c. down payment.
d. escrow amount.
Carefully check your answers on this evaluation and make any corrections you feel are necessary. When you are satisfied that you have answered the questions to the best of your ability, transfer your answers to an answer sheet. Please refer to the information sheet that came with your course materials.

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