Respond to Aubrey posts. Your responses should include elements such as follow-up questions, a further exploration of topics from the initial post, or requests for further clarification or explanation on some points made.
What are the pros and cons to Consumer-Driven Health Plans? Provide detailed examples where appropriate. Do you believe Consumer Driven Health Plans are here to stay, and what are the plans of the future? 4 days ago Aubrey Lorenzini RE: Discussion Prompt COLLAPSE Consumer Driven Health Plans allow the patient to take ownership of their own healthcare. Although, these are usually high deductible plans, the employee premiums are low. Also, the employer cost is a lot less than traditional plans. Employees that are generally healthy, are a perfect fit for this plan. It allows employees to really look into their medical costs, instead of blindly going to the doctor. Another good benefit is that employees can use tax-free Health Saving Accounts with these plans. This allows the employee to have some of their eamings withheld before taxes and put into an account for health care expenses. This money can be used for co-pays and deductible costs, as well. The cons are that the deductibles are high, so if you are strapped for cash and need to be seen in the emergency room; you could have to pay $5000 out of pocket before your insurance kicks in. If the consumer or employee is not educated on their plan, they could end up paying more out of pocket for non-covered procedures. A great example may be a family with multiple children. With children, your chances increase that they will be seen by a doctor more than once a year. With more than one child, those chances increase significantly. So, in my opinion, it would not be a good plan for a middle-class family.
Consumer Driven Health Plans have increased to 20% of insured patients, as of 2013. (Nowicki, 2015). I do believe these plans will gain popularity over the next several years. First, it has made a huge financial difference for employers. Their healthcare savings has been substantial with these plans. (Nowicki, 2015). It has also gained popularity from the consumer standpoint since it has lowered premiums overall. It the government allows for continued tax-free savings accounts and increases the amount from time to time; this could be even a bigger draw to these plans. I do believe that employers have the responsibility to educate the patient’s about these plans. Looking at overall health care costs for an employee and their family is crucial when trying to make a decision about if these plans fit the
The Ascension Catholic Church The Ascension Catholic Church is situated in 2950 North Harbor City Blvd Melbourne Florida. The closeness of the congregation from my home empowered me make a visit to the congregation last Sunday for the morning mass at 9.30 am. My neighbor who is an individual from the congregation had before welcomed me to visit the congregation with him on Wednesday evening. He additionally educated me of the congregation's dressing code and even recommended that I go with him to the congregation. Be that as it may, since I needed to get more presentation I declined this offer. Rather, we set out to go to the Sunday benefit since it had higher participation from the assemblage (Ascension Catholic Community1). The Ascension Catholic Church is an individual from the Diocese of Orlando that comprises of different houses of worship inside Florida. The congregation is situated in a quiet domain that makes it a perfect area for love. The real church building has a sitting limit of around one thousand two hundred individuals. On the comfortable passageway, I plunged my finger and made an indication of the cross on my brow in a heavenly water textual style. My neighbor companion educated me that the dad had favored the water and this is utilized as notice of immersion. It additionally connotes regard as one goes into the place of God among Catholic dedicated. A similar routine is rehashed as devoted leave the congregation (Ascension Catholic Community1). History of the congregation and nature of admirers I was invited into the congregation by individuals from the appreciated group who introduce new parishioners and arrange them into the congregation. This incredibly inspired my spirits and I felt acknowledged and perceived by the congregation. The assemblage at Ascension Catholic Church fluctuates broadly speaking to all ethnicities and age gatherings of the network. The congregation has hence made a few masses to cook for all gatherings of the assembly. The congregation has additionally made unique classes of the gathering extending from pre-schoolchildren to middle schools and youngsters. The grown-up populace comprises of uncommon intrigue outreach bunches that cook for distraught individuals from the general public, for example, the hard of hearing (Ascension Catholic Community1). The hard of hearing service for example, holds uncommon gatherings with those with hearing weaknesses to support and sustain them profoundly. Likewise, the activity searcher service reassures the individuals who have lost business while additionally helping them in looking for other elective wellsprings of pay. The Vietnamese people group then again, causes foreigners to settle easily in America. There is likewise a network of Hispanic Americans and an alternate one for Philippines at the congregation (Ascension Catholic Community1). The Boy Scout development in any case, looks to build up the physical wellness and good characters of young fellows in the gathering. Retirees additionally have their one of a kind gathering through which they share thoughts and beneficial encounters. Female individuals from the gathering support long periods of memory and other social projects and occasions that advantage the network. The mourning service enables families to adapt to death of friends and family while likewise supporting burial service game plans. The congregation likewise works together with the network of plan to give safe house to the ruined families to construct homes. The congregation additionally runs a grant support for splendid youngsters and utilizations volunteers to direct a large portion of its every day exercises. This further represents the kind and minding nature of most admirers at the congregation. For example, the transportation service transports the wiped out and elderly to faith gatherings and healing facility visits (Ascension Catholic Community1). Depiction of the congregation and noteworthiness of the images utilized At the front of the congregation at the lectern, there was the holy book. In any case, my companion amended me that the platform was really known as a podium and the lectionary as the Catholics allude to it contains parts of the Bible that the dad uses to lead mass. There were diverse statues in various positions inside the congregation. These statues spoke to various holy people. Additionally, the holy people, accepted to be in paradise disregard upon the reliable and guide them in their day by day lives. For one to wind up a holy person, they need to live praiseworthy lives while on earth and present great models to other people. There was likewise a statue of Mary holding her infant, Jesus Christ (Ascension Catholic Community1). Before the statue, there were lit candles that are an image of petition. I likewise seen 14 pictures all round the dividers of the congregation. These Stations of the Cross recount the account of the torment and possible passing of Jesus on account of Romans. These stations direct Catholic steadfast in petition amid the loaned period that goes before the Easter celebration. At the front of the congregation, dangling from above there was a cross with a figure on it. This cross I was educated spoken to Jesus crucification on the cross. Some dedicated bowed to the cross as they entered the congregation as an indication of regard and reverence for Jesus (Ascension Catholic Community1). At the center front of the congregation, a sacrificial table shrouded in fabric with candles around it is the principle figure. On the left of the sacred place, there is a baptismal text style where baptismal rituals happen on intermittent premise. What's more, there was a bureau containing three vessels of oil. One is for gift and fortifying those planning for Baptism, another for the wiped out and the third is utilized in offering ceremonies to the devoted. The sanctuary is utilized to keep sacred Eucharist utilized in fellowship. The light hanging over this little place additionally speaks to Jesus nearness in inside the exceptional house. In this manner, the catholic take the sanctuary to be the holiest place in the congregation. The Pascal light is an image of Jesus restoration and is along these lines supplanted each Easter. At last, the shade hanging over the sacrificial table speaks to the time Jewish were meandering in the desert. Also, the covering serves to help Catholics to remember their adventure with the Lord (Ascension Catholic Community1). The real administration and its hugeness We as a whole stood up as an early on melody was sung as the cleric and pastors entered and continued to the sacrificial stone. The motivation behind this opening melody was to develop our solidarity as the Mass started. After a welcome from the Father in type of a short petition, we returned to our seats. A gathering admission of sins pursued by singing a song before the Father shut the principal session with an opening supplication that finishes up the basic customs to each mass(Ascension Catholic Community1). In the ritual, we observed God's oath by tuning in to his message from the Bible. This festival is fundamental to develop our confidence and say thanks to God for the endowment of life. A first perusing originated from the Old Testament to grasp the job of Jesus as a connection between the over a significant time span. This was closed with an intelligent song that additionally made an environment of petition. The second perusing originated from the book of Mathews to inspire us in confronting the difficulties of the cutting edge world. The perusing mirrored our current test of choosing another president in the coming weeks and urged us to have confidence in God's direction to settle on the right decision (Ascension Catholic Community1). A gospel perusing from the book of John shaped the gospel perusing for the Sunday and denoted the peak of the ritual of the word. The message instructed us that by announcing the gospel, we invite Christ among us. Tuning in to the Gospel broadcasted additionally reminded us and recognized us with the primary dedicated who heard these lessons from Jesus himself. Toward the finish of the perusing, the dad broadcasted the good news of the ruler to which we attested. In the wake of recounting the Apostles Creed, people displayed their own supplications to the Lord from the holy place (Ascension Catholic Community1). Admirers at that point continued to give their contributions through an accumulation bin that went around. A wide range of blessings were additionally exhibited to the holy place from a parade that included kids. The dad favored these endowments and requested that Jesus acknowledge them for our sake. The dad later led an alternate thanksgiving supplication asking for the Lord through his Holy Spirit to change the blessings into his body and blood. This epiclesis reviewed the last dinner when Jesus imparted the last feast to his pupils previously his possible selling out. In a snapshot of quiet, the congregation recollected the forfeit of Jesus (Ascension Catholic Community1). Some innovative creations have influenced our life extraordinarily for as long as decades, particularly PCs. The facts demonstrate that PCs truly give us more helpful life. With PCs, we can manage numerous archives significantly quicker, we can utilize PC to control machines to work, and we can likewise purchase what we need through the Internet on PCs. By and by, PCs additionally conveyed some terrible impacts to our life; here are a few models of the awful impacts that PCs have conveyed to us. One of the terrible impacts is the effect for workmanship. There are more individuals will in general make fine arts by PCs, for, those made by PCs are flawless and clean. As I would see it, nonetheless, they are just squares, straight lines, and other exhausting things, which should be called fine arts. From craftsmanships, we can perceive what a craftsman needs to convey to us; we can feel the enthusiasm, the enthusiastic or even the endure simply like what the craftsman felt from his/her work. For instance, in Renoir's artistic creations, we can without much of a stretch locate the delicacy and his pity for individuals since he had given his spirits to his canvases. Despite the fact that PCs can likewise make artworks in Renoir's style, we can't perceive any feeling or soul in them whatsoever since PCs can just copy as opposed to make. Another terrible impact is that PCs have brought much isolation into individuals' life. For example, there are an ever increasing number of individuals might want to remain home utilizing PCs as opposed to going out to have cooperation with individuals. This is on the grounds that these individuals are inadequately taught in a comprehensive way. In this way, your perspective has caused some misconception. It is anything but a decent wonder, for everybody needs to know how to coexist with others; there's nobody can live on his/her own. Also, we can't deny that, with the assistance of PCs, we wind up lazier than we used to be. For instance, numerous understudies will in general discover data essentially on the Internet as opposed to going to libraries for their homework, and if their instructors request that they hand their homework in sort frame, the main thing they need to do is duplicate the data. Along these lines, understudies won't get anything from their assignments. With regards to innovation, a few people will lose the first fortune in individuals, similar to perseverance and friendliness. We can't depend on innovation excessively. All things considered, innovation is utilized to encourage us. We should exploit innovation as opposed to being exploited by innovation. References: Karsten Bjerring Olsen, 2006. "Efficiency Impacts of Offshoring and Outsourcing: A Review," OECD Science, Technology and Industry Working Papers 2006/1, OECD, Directorate for Science, Technology and Industry. Robert J. Barro and Jong-Wha Lee, 2000. "Universal Data on Educational Attainment Updates and Implications," NBER Working Papers 7911, National Bureau of Economic Research, Inc. Different adaptations: Robert J. Barro and Jong-Wha Lee, 2000. "Global Data on Educational Attainment: Updates and Implications," CID Working Papers 42, Center for International Development at Harvard University. Barro, Robert J and Lee, Jong-Wha, 2001. "Global Data on Educational Attainment: Updates and Implications," Oxford Economic Papers, Oxford University Press, vol. 53(3), pages 541-63, July. Dale W. Jorgenson and Khuong Vu, 2005. "Data Technology and the World Economy," Scandinavian Journal of Economics, Blackwell Publishing, vol. 107(4), pages 631-650, December. Mary Amiti and Shang-Jin Wei, 2005. "Dread of administration redistributing: is it defended?," Economic Policy, CEPR, CES, MSH, vol. 20(42), pages 308-347, 04. Different variants: Mary Amiti and Shang-Jin Wei, 2004. "Dread of Service Outsourcing: Is it Justified?," IMF Working Papers 04/186, International Monetary Fund. Mary Amiti and Shang-Jin Wei, 2004. "Dread of Service Outsourcing: Is It Justified?," NBER Working Papers 10808, National Bureau of Economic Research, Inc. Sébastien Jean and Giuseppe Nicoletti, 2002. "Item Market Regulation and Wage Premia in Europe and North America: An Empirical Investigation," OECD Economics Department Working Papers 318, OECD, Economics Department. Dale W. Jorgenson and Khuong Vu, 2005. "Data innovation and the world economy," Proceedings, Federal Reserve Bank of San Francisco. Anne O. Krueger and Andrew Berg, 2003. "Exchange, Growth, and Poverty: A Selective Survey," IMF Working Papers 03/30, International Monetary Fund. Quality M. Grossman and Esteban Rossi-Hansberg, 2006. "The ascent of offshoring: it's not wine for material any longer," Proceedings, Federal Reserve Bank of Kansas City, pages 59-102. Andrea Bassanini and Romain Duval, 2006. "Business Patterns in OECD Countries: Reassessing the Role of Policies and Institutions," OECD Social, Employment and Migration Working Papers 35, OECD, Directorate for Employment, Labor and Social Affairs. Different renditions: Andrea Bassanini and Romain Duval, 2006. "Business Patterns in OECD Countries: Reassessing the Role of Policies and Institutions," OECD Economics Department Working Papers 486, OECD, Economics Department. Katz, Lawrence F. and Autor, David H., 1999. "Changes in the wage structure and profit imbalance," Handbook of Labor Economics, in: O. Ashenfelter and D. Card (ed.), Handbook of Labor Economics, release 1, volume 3, part 26, pages 1463-1555 Elsevier. Olivier Blanchard, 1998. "Returning to European Unemployment: Unemployment, Capital Accumulation, and Factor Prices," NBER Working Papers 6566, National Bureau of Economic Research, Inc. Different variants: Blanchard, Olivier, 1998. "Returning to European Unemployment : Unemployment, Capital Accumulation and Factor Prices," Research Series, Economic and Social Research Institute (ESRI), number GL28. repec:rus:hseeco:123073 isn't recorded on IDEAS Douglas Gollin, 2002. "Getting Income Shares Right," Journal of Political Economy, University of Chicago Press, vol. 110(2), pages 458-474, April.>GET ANSWER