In your role as a financial advisor at Eagle Consulting, you are preforming a complete financial analysis for Melinda Jacobsen, a successful business executive who is retiring in 10 years. A portion of this analysis covers that question of whether Ms. Jacobsen should refinance her home in order to provide additional funding for a long-term retirement investment.
Since “above and beyond” customer service is critical to the success of Eagle Consulting, in addition to providing a recommendation on possible refinancing options, you want to provide Ms. Jacobsen with some background information on the Federal Reserve and how it impacts interest rates.
Using the information about Melinda Jacobsen’s goals and the information you uncover during your research, write a recommendation document that explains the Federal Reserve, how the Federal Reserve impacts interest rates, possible loan options, and a final recommendation for what loan she should choose. To do so:
Download and read the Eagle Consulting Info Sheet
Write a 6-8 page recommendation structured in three parts:
Explanation on how the Federal Reserve Impacts interest rates (3-4 pages)
Explanation of loan options (2 pages + Excel chart)
Recommendation for a loan (1 page)
Part 1 – Federal Reserve’s Impact on Interest Rates
Discuss how the Federal Reserve uses the following tools to impact interest rates and the economy:
Open market operations
Part 2 – Loan Options
Research the current mortgage interest rates for a 10 year, 15 year, 20 year, and 30 year loan.
In Excel, graph the interest rates using years as the X-axis and interest rates as the Y-axis.
Using the graph, describe the following:
Type of yield curve presented in the graph.
Relationship between interest rates and number of years to maturity.Impact that risk and inflation has on the interest rates as the maturity date is lengthened.
childish rogue, though a toad may be considered by some to be repugnant. The call of the home and domesticity is illustrated through rat. Mole’s character centres around the need for adventure. Amicable relationships between the animals, or country gentlemen of ages and stages with Edwardian middle Class are further reflected through characters. Badger is seen as wise and reverent, a friend of Toad’s father and so of the establishment. The threat of ‘the other’ is documented in the form of the weasels, opportunist antagonists. Themes of greed, silliness and excesses represented by Mr. Toad are intended as salutary lessons to the reader. The symbolic attributes of the characters Suggest the author fears embracing of new trends will end badly, and we should we return to values inspired by nature. Ratty and Mole’s journey sees them experience adventure, only to return to the simplicity of hearth and home. Grahame dedicates a whole chapter to Pan, within The Wind in The Willows, ‘The Piper at the Gates of Dawn’ to Pan. Here, the animals encounter Pan the God. The chapter could be seen as an incongruous departure from the tone of the novel, (Several publications omit the chapter from the book.) The language throughout this chapter differs from the affectionate camaraderie of the rest of the book, it is rich and brims with exaltation. Grahame closes the piece with ‘All this he saw, for one moment breathless and intense, vivid on the morning sky; and still, as he looked, he lived; and still, as he lived, he wondered’. On first reading, Piper at the Gates of Dawn did not seem part of an arc or connected to the wider plot. Grahame at this time associated with Pantheism though later returned to Christianity. The chapter points the reader who may be the adult reading to a child, to reminders of the importance of connecting with the environment and the reunion with the lost ‘child’ in the form of the otter suggests the author directed his readers to connect with lost joys of childhood. Arguably, the chapter is the crux of the novel. Grahame is directing his reader, to a spiritual journey through connection with the pastoral, through learning, and self-revelation. Toad’s fascination with new, avarice and consumerism, and his character willing to manipulate with little regard for consequence draws direct parallels with shifts in Edwardian society. The motor car searing through the landscape is symbolic of this disruption. Grahame’s values are ultimately conservative. In The Pagan Papers, written by Grahame and published in 1898, we see the first seeds of ideas for The Wind in the Willows. The first chapter, named ‘The Romance of the Road’. The author discusses a celebration>GET ANSWER