Clarence Holden’s Duties as the Insured

In Week 1, on behalf of your client Clarence Holden, you drafted an offer letter to Flour-Is-Us, with the terms of the contract for sale. In Week 2, you drafted a contract between the parties, i.e., Clarence Holden and Flour-Is-Us, incorporating the desire of the parties based on the presented facts.

Clarence Holden has come to you to let you know Flour-Is-Us consistently is late in its deliveries. Thus, he cannot get his baked goods made on time, and his customers are getting angry. One day, while making a delivery to Clarence’s bakery, the delivery person for Flour-Is-Us, knocked over one of Clarence’s customers. The customer was hurt, and the injury was sustained in the bakery. The customer sues Clarence’s bakery. Clarence has a standard commercial general liability policy for the store. He wants to know what his duties are under the policy. He also wants to know whether he can get Flour-Is-Us to pay for the costs of litigation and any damages he may be required to pay. Flour-Is-Us also has standard, commercial general liability and property insurance policies, and Clarence wants to know if that policy will affect any suit he might file against Flour-Is-Us.

Under the supervision of your attorney, draft a letter of 400–600 words to Clarence stating what his duties are as the insured and the

possibility of getting Flour-Is-Us to be the defendant in the case based on the policies and case law.

 

 

 

 

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