Needed to borrow $4,000 to pay for plane tickets to Europe. His bank offered him a simple interest loan with an 8% annual interest rate and a 24-month term. Jason does not want to pay any more interest than he must so he checked with his credit union and found they would offer him the same loan M3
Question #1— Simple Interest Jason’s loan at both institutions was structured as an installment loan.
- Calculate the finance charge (interest), the total installment price, and the monthly payment for the bank loan. b. Calculate the finance charge (interest), the total installment price, and the monthly payment for the credit union loan. c. Which loan is going cost Jason more in terms of finance charge? d. Aside from the finance charge consideration, what other factors might influence Jason’s choice of loan?
Question #2 — Effective Annual Yield A savings account has a nominal rate of 7%. The interest is compounded daily. Find the account’s effective yield assuming 360 days in a year. Question #3 — Annuity Payment David is saving money to open a workout gym. He needs $10,000 in three years to purchase equipment and initiate a building lease. He’s investing his savings in an annuity yielding an annual interest rate of 6.5% compounded monthly. If the annuity requires that David make monthly investments, what annuity payment must David make to save $10,000? Requirements:
- Show all your work so that the instructor clearly sees how you solved the problem. • Make sure your final answer is clear and visible.
Show all your work so that the instructor clearly sees how you solved the problem. • Make sure your final answer is clear and visible.
Option #1: Counting Principles #1
Question #1 How many ways can two slices of pizza be chosen from a plate containing one slice each of pepperoni, sausage, mushroom, and cheese pizza. Question #2 A bowl of candy contains many pieces of candy, but only six different types of candy. How many ways can three pieces of candy be removed from the bowl? (Assume you can remove one or more pieces of the same type of candy.) Question #3 EAb conference of the National Football League consists of sixteen teams. If we assume there were no ties, the top three teams in a conference could be determined from their win-loss records. How many different outcomes are possible for this top-three team list?
I feel a profound feeling of appreciation for this uncommon chance to address the idea of the significance of correspondence to such a decent group of students. I might be politically inaccurate yet as a feature of the Information age, I make a decent attempt to persuade myself that regardless of the absence of energy about the centrality of correspondence, it is the most ground-breaking device one can have. Without a doubt, correspondence is intricate. While it might be viewed as an individual articulation of oneself, it is a trade of correspondence, a strategy for coordination, an operator of social change and a procedure of advancement. In the meantime, correspondence is a conceivably annihilating weapon. Past these worn-out platitudes, what I have to point out is the unrecognized intensity of correspondence. We underestimate correspondence, similarly as we take our eyes, our capacity of vision, for granted. I take the viewpoint that correspondence is a ground-breaking instrument connected in boundless ways, and which makes up one of the main powers that control and frame human behaviour. To clarify the importance of correspondence resembles to clarify the noteworthiness relaxing. On the off chance that correspondence implies exchange and trade is a focal part of human presence then no human can make due without trade. The capacity to impart is along these lines vital to how we relate, what we are, the means by which we live and how we learn. To give assurance to my contention, I will take you through the four subjects to demonstrate that correspondence is surely critical to us, as understudies and future professionals. To start with, we will investigate the significance of correspondence being developed of a man. Second, we will think about the effect of correspondence in enhancing the effect of instruction in progressing societal interests. Lastly, we will look at the significance of training to vocation and business progression. To begin with, correspondence is urgent for the advancement of a man. Specialists and instructors have indicated out the significance of correspondence in self-advancement. To this end, I should cite Morreale, Osborn and Pearson (2000) who expressed that correspondence ought to in itself be seen as general instruction since it enhances individual aptitudes and capacities, for example, basic reasoning, administration and administration abilities, social abilities and media education. While we, as understudies, perceive the significance of correspondence instruction, we think little of the significance of having relational abilities. To this end, the centrality of the capacity to convey successfully can't be made light of. In my view, the correspondence control ought to be viewed as fundamental to understudy victories (Prinsen and Punyanunt-Carter, 2009). I propose that we ought to compare correspondence to feeling good with individuals' impression of us, utilizing dialect viably, prevailing upon individuals and feeling sure about ourselves. Second, correspondence guarantees compelling instruction conveyance. It watches that classroom guidance is enhanced and is key to powerful coordinated effort inside the whole training undertaking. To this end, relational abilities are essential for the educators, school overseers and librarians. Powerful correspondence is an essential to understudies' close to home, scholastic and expert achievements. Truth be told, a large portion of the guidelines are conveyed to use through oral correspondence. I should make reference to Morreale, Osborn and Pearson (2000) contemplate that investigated the significance of non-verbal correspondence inside the setting of training. The investigation discovered that greater part of messages traded inside a classroom setting started from nonverbal correspondence. I take this point to contend that by deliberately controlling our individual nonverbal articulations, we can have the capacity to keep up positive associations with our groups of onlookers inside the classroom setting. Third, correspondence is basic for continuation of the general public and for culturally diverse collaboration. Through successful correspondence, we build up the capability to talk and collaborate with individuals from various societies. Successful correspondence additionally empowers us to partake out in the open life. It additionally empowers us to pick up a comprehension of individuals from various cultures. The significance of training inside this setting has been widely explored. A milestone consider by Morreale, Osborn and Pearson (2000) made an adroit basic audit of the significance of correspondence media in the general public and discovered that correspondence significantly impacts the heading that majority rule government takes in a country. I grapple my contention on this investigation to affirm that a general public that has an interaction of numerous powers, for example, lack of concern, instability, feeling of defenselessness and outrageous antagonistic vibe, individuals will in general undermine the political solidness of a country, media associations are in this manner at the middle phase of reestablishing balance and request. Taking an alternate point of view, building up the capacity to impart successfully qualifies us to participate openly life. Like examined by Morreale, Osborn and Pearson (2000), there is a connection between's viable oral correspondence through open talking and urban obligation. Subsequently, compelling correspondence assumes a basic job in qualifying one to take an interest in broad daylight life. As understudies, we should figure out how to acknowledge successful perusing and composing as a pathway for developing into subjects who can convey what needs be adequately and partake openly life, as incredible speakers. Consider all the best speakers and the degree to which they have moved groups with their expert articulation. Generally, open talking was the essential mode for participating out in the open issues at the beginning of majority rule government in antiquated Athens. It is as yet the essential means for partaking in broad daylight life. Fourth, viable correspondence is fundamental for vocation accomplishment and in addition powerful business task. Take for instance; most prospective employee meet-ups construct their determinations in light of how successful a competitor imparts. On the other hand, the competitor will depend on their relational abilities to persuade their managers that they are fit for a position. This point of view has been investigated by a few researchers. As per Bardwell (1995), having viable composed and verbal relational abilities can assist understudies with getting an attractive business. Basically accordingly, relational abilities are urgent for vocation advancement. A long way from this, the intensity of relational abilities has likewise not been ignored in different profession fields, for example, designing, keeping money, deals and promoting, advertising, data science and legislative issues. Every one of these fields require viable communicators, either through the composed or talked word. Think about the bookkeeping field for instance. It comprises of deliberate correspondence of quantitative data on an organization's funds. Organizations additionally rely upon correspondence to publicize their item, where the best communicator wins generally customers. To finish up, we should come to a typical understanding that correspondence is an incredible instrument connected in boundless ways, and which makes up one of the primary powers that control and frame human conduct. It helps in human improvement, it enhances the effect of instruction in progressing societal interests and in conclusion, it advances profession and business headway. References Bardwell, C. B. (1997). Catching everyone's eye. Dark Collegian, 28, 71-79. Bjerregaard, M. and Compton, E. (2011). Open Speaking Handbook: Suppliment to Public Speaking. Recovered: http://www.snow.edu/correspondence/public_speaking_handbook.pdf Littlejohn, S. and Foss, K. (2009). Reference book of Communication Theory. London: Sage>GET ANSWER