1) Define the time value of money. Do you believe that the average person considers the time value of money when they make investment decisions? Please explain.
2) Distinguish between ordinary annuities and annuities due. Also, distinguish between the future value of an annuity and the present value of an annuity.
agedy happening to the signalman. However, when the bell didn’t ring the man “looked out towards the red light light near the mouth of the tunnel”. This can prove that the red light symbolizes the spirits being the light that can guide the signalman away from his fate of death. Finally, each time the line “Halloa! Below there” is mentioned it is usually heard as a scream or cry for help. Therefore, this action can symbolize the spirits enforce this line into the signalman’s head so that he can use it for himself when it comes down to his fate carrying out. In significance, the spirits in this story are not meant to be seen as uncanny and frightening as they exceed the boundaries of this normalized perception. Despite the ironic representation of the spirits, the signalman instinctively chooses to perceive the spirits as eerie and dangerous. As the signalman questions the purpose of the spectre’s on page 80, it can be seen that he has a fear of the unknown which contributes to the way he perceives the supernatural. Also, this fear advances his troubles as he misinterprets the spirits to be adverse by distorting his mental state causing him harm and pain. This is significant because we start to see an alienation of the signalman’s mental world as he feels more insane, paranoid, and anxious. The emotional and mental destruction portrayed here causes a recognition of insanity which is where the ambivalent conflict of skepticism surfaces. The ambiguity in this story comes from the principle of the distinctive line between rationality and imagination. This is the root of the narrator’s skepticism which stems from the first encounter the signalman speaks of. After hearing this encounter, the narrator portrays man’s experience to be phantasmal as it can be seen as a figment of his imagination, “disease of the delicate nerves that minister to the function of the eye”. This shows how powerful this figure is in distorting his mind which is painful and tragic for the narrator to watch. This accentuates the belief that the only logical explanation to this is what seems to be insanity. Therefore, in intellectual terms, the narrator wants to reteach , or “compose”, the man’s mind in a pedagogical sense.>GET ANSWER