o combat it are on the decline, thus making fraud investigators jobs that much more important. Many crimes, particularly those which are non violent crimes are going unattended by the police because they just don’t have the man power to combat it. They are willing to look into fraudulent claims but as of recent they lack the time and resources to give these crimes all the attention they require. The police are now working in co-operation with insurance companies, corporations, and investigators to try to combat this ever increasing crime. Fraud investigators are required to have a police back ground and a real understanding as to what fraud is, how it relates to the criminal code, and how to identify it. A fraud investigator must investigate allegations of fraud. The investigation may require that the investigator collect evidence, take statements, maintain continuity of evidence, analyze the scam, prepare court briefs, work with the authorities, testify to findings in court, assist in the detection and prevention of fraud and white-collar crime. Fraud investigators must have a extensive educational back ground. A bachelor’s degree in criminology is recommended, a minimum of eight year experience in a related field and actual experience in uncovering, documenting or investigating fraud matters is needed. There is not nearly enough personnel to combat the ever increasing problem of fraud. In the insurance industry fraud increases every Canadians insurance premium, it is estimated that almost $300 of everyone’s premium is spent towards fraud. At a time in society where conservation of money is extremely important and every cent counts, that $300 dollar cost could be utilized for more important items and not for someone’s fraudulent schemes. Fraud is entrenched in Canada’s social programs: Worker’s compensation, unemployment compensation, welfare, insurance, and ohip. Many other crimes are fueled by the money generated by fraud, these include drug trafficking, gun smuggling, as well as illegal immigrant smuggling. All of these factors force the Canadian cost of living u>